Standard Lines
WORKING WITH YOU TO PLACE ELIGIBLE COMMERCIAL RISKS IN THE STANDARD MARKET.
When a commercial risk fits the standard market, OGA is ready to help you move it forward. Our underwriters work alongside your agency to clarify carrier appetite, strengthen submissions, and identify available admitted-market options.
Tips For Submission From Your Underwriter
Target Classes And Additional Target Classes
- Cannabis Operations
- Drywall
- Carpentry
- Excavation
- Cement
- Framing
- Contractors
- Auto Services
- Auto Repair Shops
- HVAC
- Boutique / specialty shops
- Plumbing
- Restaurants
- Home Healthcare
- Towing
- Manufacturing
- Machine Shop
- Daycares
- Barber / Beauty Shops
- Truckers <300 mi radius
Frequently Asked Questions
Can you write accounts with a higher mod?
Yes, carrier options are available for higher mod risk.
Can you write Workers' Comp for a cannabis risk?
Yes, we have two markets available. Both require supplemental applications. If it is a new business with no loss runs available, a resume’ by the owners will be needed.
Why do I need to list when the business started to get a quote for a contractor?
Many of our carriers will not consider new ventures. It’s important to list the business’s establishment date or the number of years of management experience in the field so we can get you a quick and accurate response from the right market.