WE’VE GOT YOUR PROFESSIONAL LINES INSURANCE SOLUTONS!
Our experienced team can help insurance agents write Professional Lines insurance coverage for a range of clients, from small businesses to large corporations. With coverage options tailored to specific professions and industries, our team can help provide comprehensive protection against a range of potential liabilities and risks. Whether your clients are in healthcare, finance, law, or another professional field, we can work with you to create a policy that meets their unique needs and budget.
Additional Target Classes
Insurance Agents & Brokers
Lawyers / Legal Services
Marketing Consultants/Media Services
Property Managers / Real Estate Services
Safety Consultants / Engineers
Managed Care / Utilization Review Companies
Design Professionals/Interior Designers
Outsourcing Services/Staffing Organizations
Cyber / Databreach
For all businesses
Community Associations / HOAs
Employment Practices Liability
Public Officials D&O
Technology & Internet Services E&O
Contingent Business Interruption
Non Profit D&O
Risk mitigation services
Technology Professional Package
3rd Party Liability
Cyber threat monitoring
Management Liability-Directors & Officers
Emergency Centers, Clinics, Rural Hospitals
Allied Health Professionals
Home Health Care Agencies
Dialysis Clinics/Infusion Therapy Centers
Medical or Imaging Labs (X-Ray, CAT, MRI)
Adult Day Care Centers
Drug Testing Laboratories
Clinical Testing and Trials Facilities
Drug and Alcohol Detox Facilities
Real Estate Agents
Anti-Aging / Medi Spas
Educational and Training Institutions
Medical Staffing Organizations
Public Health Departments
Mental Health Facilities and Clinics
Mobile Imaging / Diagnostic Centers
Occupational Health Centers / Specialists
Nurses, Nurse Midwives, Nurse Anesthetists Nursing Homes/Assisted Living
FREQUENTLY ASKED QUESTIONS
What is Professional Liability?
A type of liability coverage designed to protect traditional professionals (e.g., accountants, attorneys) and quasi-professionals (e.g., real estate brokers, consultants) against liability incurred as a result of errors and omissions in performing their professional services. Although there are a few exceptions (e.g., physicians, architects, and engineers), most professional liability policies only cover economic or financial losses suffered by third parties, as opposed to bodily injury (BI) and property damage (PD) claims.
What is Management Liability?
Insurance that covers exposures faced by directors, officers, managers, and business entities that arise from governance, finance, benefits, and management activities (also called “executive liability insurance”). This includes (1) directors and officers (D&O) liability insurance, (2) employment practices liability (EPL) insurance, (3) fiduciary liability insurance, and (4) “special crime” insurance (covering kidnap, ransom, and extortion exposures). These coverages may be written as stand-alone insurance policies or combined into a single, “package” policy.
What is Employment Practices Liability (EPL)?
A type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include: wrongful termination, discrimination, sexual harassment, and retaliation. In addition, the policies cover claims from a variety of other types of inappropriate workplace conduct, including (but not limited to) employment-related: defamation, invasion of privacy, failure to promote, deprivation of a career opportunity, and negligent evaluation.