Garage

Our Experienced Underwriters Understand Garage Risks.

OGA’s underwriters understand garage-related exposures and help independent agents evaluate available market and coverage options for eligible risks. We provide practical submission guidance and placement support based on the operation and carrier appetite such as repair shops, service operations, and dealerships.

Tips For Submission From Your Underwriter

Send new business submissions to newsubmissions@YourOGA.com. Provide target
premium if available and need by date for quickest turnaround time.

Supplementals may be required by our markets, send them in with the submission to expedite the quote process. Heavy truck, RV/camper trailer, ATV/Motorcycle, Bus/emergency vehicle, Construction/farm equipment, and salvage parts are common operations that will require supplementals.

Call us if you have questions about the requested information or if you have details that could help us better understand a risk.

Target Classes And Additional Target Classes

Frequently Asked Questions

Do I need Garage keepers coverage?

Typically if the customers auto is in the “care, custody, and control” of the insured, garage keepers coverage is recommended.

Do I have to complete the supplemental application?

We are here to help, and the accuracy of the information we receive is essential to our underwriting judgment. Some of our markets may require their own company forms and in order to obtain the best coverage and pricing we may require several applications, and supplementals.

Can you quote subject to?

Yes, this will depend on the risk and what we are quoting subject to. Call your underwriter to discuss the best course of action. We understand that at times it may be difficult to obtain all the information required, even upon multiple requests. We are here to help, but we need accurate, detailed information.