COMMERCIAL LINES

OGA HELPS YOU TAKE CARE OF BUSINESS WITH COMMERCIAL LINES EXPERIENCE YOU CAN TRUST.

One General Agency provides insurance agents access to an established commercial lines team specializing in commercial risks. Through OGA, you have access to an array of standard and excess & surplus lines markets, giving you more options to write more business.

Preferred Appetite

R

Contractors

R

LRO’s

R

Warehouses

R

Vacant buildings under renovation

R

Manufacturing

R

Bar/Restaurant

R

C-stores/Gas station

Additional Target Classes

Accounting & Bookkeeping

Adult Day Care

Alarm Companies

Animal Specialties

Artisan Contractors

Apartments (20 units or less)

Beauty Shops & Schools

Bars / Nightclubs / Taverns

Bowling Centers

Builder’s Risk

Cannabis and CBD

Convenience Stores / Gas Stations

Clothing Stores

Clubs & Civic Organizations

Contractor’s Equipment

Churches

Condominium & Homeowners Associations

Excavation & Grading of Land

Concessionaires

Drug Stores

Demolition Contractors

Dwelling Schedules

Day Care Centers, Including In-Home

Exterminators

Florists

Golf Courses

Grocery Stores

Gas Stations / Convenience Stores

General Contractors (Residential & Commercial)

Halfway Houses

Home Based Business

Home Healthcare

Hotels / Motels

Insurance Agents & Brokers

Janitorial

Kiosks

Landscapers

Lessor’s Risk

Liquor Liability

Lumber Yards

Main Street Mercantile

Marinas

Meat Processing Plants

Medical Office / Clinic

Mini Storage

Mobile Home Parks

Oil & Gas

Office Building

Pawn Shop

Pest Control

Real Estate Agents

Recycling Centers

Restaurants

Retail Stores

Resorts / Campgrounds Programs

Roofing Contractors

RV Campgrounds

Security Guards & Agencies

Swine & Poultry Operations

Shopping Centers

Special Events

Student Housing

Tobacco Shops

Veterinary Services

Temporary Employment Agencies

Tree Trimmers

Truckers

Truckers GL

Vacant Building

FREQUENTLY ASKED QUESTIONS

How long does it take to get a quote?

It depends on how complicated the risk is, and what the effective date is, but you should expect a response in 24-48 hours.

Can you offer a quote without an application?

Yes, but just as an indication.

Do uninsured subs need to be rated under payroll?

Yes, uninsured subs or 1099 “Employees” need to be rated.

Are you ready to get started?

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